White-label BNPLsolutions in action

Experience how white-label BNPL works

There are a number of different ways that BNPL can work from a more classical version of At-purchase to the more modern way Pre- or even Post-purchase.

We have a 360 degree, customer-centric solution.

Read about the solutions.

Hardware as a Service

Offer easier access to premium products without the risks. You receive the full purchase price immediately when a customer buys on a subscription.

Increase your customer base with easier access to your products. Subscriptions lead to higher customer satisfaction and more repeat customers.

For the customer the subscription model is a better alternative to buying.

Low monthly rent,
No deposit or upfront payment, and
No hidden or additional costs.

Example: Cyberport

Revolving credit line solution

Offer a flexible revolving credit line,
Offer monthly installments allowing customers to conveniently pay for goods worth up to €5,000,
Installment plan selected during the purchase and it can be changed any time later,
In partner stores, no interest is charged for the first 60 days,
Customers can split their purchase into two installments for free without any additional costs, and
On your mobile app, customers can transfer money to any bank account, for more flexibility.

Example: cashpresso by Raiffeisen Bank International

Credit based solution

Digital financing solution, financing products and/or services between €500 and €12,000 Online/Offline,
Choose the term (6-84 months) and monthly installments,
Fully digital application on a smartphone,
Digital credit check, without paperwork or intrusion into financial privacy, and
The first installment is always interest-free and you can perform unscheduled repayments free of charge at any time.

Example: FINANCE A BIKE - VWFS

Instant credit

In store sofort credit allows immediate access to credit at the physical Point of Sale,
Choose the term (6-84 months) and monthly installments,
Fully digital application on a smartphone, and
Digital credit check, without paperwork or intrusion into financial privacy.

Example: VWFS