Hauptinhalt
The opportunity for banks
$995 bln
BNPL market size
by 2026.
Juniper Research
+47%
CAGR for embedded lending volume until 2028.
Goldman Sachs, EY-Parthenon
85%
User base increase between 2020 and 2021 for BNPL services.
PYMNTS
More revenue?We'll do that for you.
Our embedded financing platform empowers banks to effortlessly navigate the intricacies of core banking, end-to-end products, and automated operations.
Embedded lending platform benefits
Top benefits from credi2's embedded financing platform for banks & issuers for instalment and BNPL solutions.
The right embedded lending product.
Credi2's white label platform serves your business model with five flexible financing products. Easily embedded at any touchpoint and your core banking system.
Trusted by champions
Offer your customers an unmachted experience with your own branded Pay Later solution built on the award winning & secure credi2 white label solution.
Top lendinguse cases
Enabling pre-, during-, and post-purchase financing. Omni-channel.
The bank- & issuer-ledfinancing standard.
Benefits for leveraging credi2's trusted Embedded Lending platform.
- Operate your loan or BNPL based solution without development, operation or core banking hassles
- Fast going to market with a state of the art Pay Later solution including an unmachted financing product portfolio
- Reach new customers, easily scale to other markets and grow your top line
We've got you covered.
More questions?The top FAQs.
A BNPL solution is developed and operated on behalf of a e.g., of bank, which is offering the service to its merchant client. With its branding or the branding of the merchant. Credi2 then integrates the banks BNPL service into the merchant’s eCommerce and POS systems. Integration between credi2 and e.g., the bank systems is hardly needed - mostly connections for reporting and accounting is necessary, as credi2 runs the subledger, scoring/risk system and collection/repayment to name a few services.
Credi2 supports in the following areas:
1. Enabling quick go to market through established solutions which can provide e2e usable products.
2. Removing complex and long technical setups and operating.
3. Providing years of BNPL experience and knowledge to identify and provide fitting solution with an end-to-end solution.
4. Handling of day 2 day services incl. data, - & storage management based on ISO certification.
The main reasion for BNPL relevance for commercial sucess are:
1. High acceptance and request from customers for payment options which are secure and comfortable to use
2. Offering financial flexibility and convenience
3. Adding a security layer from the consumer perspective: BUY the produt - SEE the product, accept the product, PAY the product
Credi2 offers the most versatile BNPL product range on its BNPL-as-a-service platform:
1. Split-pay
2. Payable by invoice
3. Installment loans
4. Revolving credit
5. Subscription
Latest news
Read our blogs to understand more about credi2 and the entire BNPL space.
Launching a card-led installment product: The challenges
Read more
Card-led pay later solutions are here to stay
Read more