White lable BNPL provider for Banks & Issuers
Source: Juniper Research
partner merchants connected in Central Europe
years of Buy Now, Pay Later expertise. Trusted by champions
We change the game in B2C and B2B financing in favor of banks and issuers to beat current offerings with an unmatched white-label Embedded Lending offering and product experience. By doing so we enable our customers to enter the billion € instalment and BNPL market easily, quickly, and securely to win millions of new consumers and grow significantly.
Our story so far
- VW Bank launches instant loan
- #1 white label BNPL provider
- Credi2 receives ISO certification
- RBI takes over cashpresso
- Launch Apple Subscription
- Launch FINANCE A BIKE
- Launch cashpresso
VW Bank launches instant loan
10/2022: Together with credi2, Volkswagen Bank launches new instant loan
For all VW group brands
Financing all products and services except cars at German merchant network. Net loan amount freely selectable between EUR 500 and EUR 12,000. The term of the loan can be freely selected between 6, 12, 18, 24, 36, 48, 60, 72 or 84 months.
#1 white label BNPL provider
10/2022: Credi2 named #1 white label BNPL provider
Credi2 receives ISO certification
01/2022: Credi2 receives ISO 27001 and ISO 27701 certification
High standard in handling
With the ISO certification, credi2 receives TÜV AUSTRIA’s seal of approval for data protection and information security.
RBI takes over cashpresso
04/2021 - RBI takes over cashpresso
Expansion to Central Eastern Europe
cashpresso – flexible payment in installments with a 10 min sign-up process. By working with credi2, Raiffeisen Bank International was able to introduce cashpresso, a user-friendly buy now, pay later payment method, in a very short period of time.
Launch Apple Subscription
11/2020 Launch of Apple subscription model
Renting instead of owning
The official Apple subscription program for merchants, e.g., Cyberport, Gravis, McSHARK in Germany and Austria. Customers are able to subscribe their Apple devices online and in-store. It's not only a smart alternative to buying, but also simple, convenient and affordable.
Launch FINANCE A BIKE
11/2018 - Launch FINANCE A BIKE
>1,300 merchants in Germany
FINANCE A BIKE – a simple and flexible way to finance bicycles: up to € 12,000 in 6 min. The cooperation with credi2 not only made it possible for Volkswagen Bank to enter the bicycle market, but it also enabled the company to further expand its digitization strategy – all of that within only 4 months.
09/2016 - Launch cashpresso
Award winning digital lending product
Credit line - access up to €1.500 within 10 minutes. Special conditions in partner shops: no interest due for the first 60 days at each purchase and the interest is charged from the 3rd month on.
Our leadership team
Back in 2015, our three founders Daniel, Jörg and Michael had the vision to build unmatched pay later solutions for the 21st century: Embedded finance by design is intuitive to use and seamlessly integrated into the digital world. In 2022 Christian joined the leadership as Co-CEO to jointly accelerate credi2's growth.
Trusted by champions
What we do. How we work.We are looking for you.
Let's grow together.
Corporate Social Responsibility
At credi2, we are well aware of our social responsibility. As an international team, we experience every day how communities benefit from diversity, multilingualism and cultural exchange. The Ute Bock Foundation committed itself to supporting refugees from the moment they arrive in the Austrian capital, offering help ranging from basic welfare to childcare and language support. As the Ute Bock Foundation is massively dependent on financial and organizational assistance, it is our ambition to jump in where the NGO quickly reaches its limits. We are in close and regular contact with the organization, helping to organize events and fundraising campaigns with our energetic volunteers.
Credi2 was ranked among the top ten scale-ups 2022 by EY Austria.
Credi2 was nominated as no.1 white-label buy now, pay later provider by Juniper Research.
Credi2 was voted 12th by the top-class trend jury.
cashpresso took first place with 4.9 out of 5 stars in the "Payment Service" category of the LangZeitTest 2020.
cashpresso is recognized as the best payment solution, especially due to the increasing importance of the installment purchase, and wins the German E-Commerce Award.